$505 billion in multifamily debt comes due by 2030. Almost nobody is reading the calendar.
Every week I pull one commercial real estate market apart: employment shift-share, demand and supply, and every federally disclosed loan coming due. Then I build you the Dashboard: the charts, the tables, and the summary that tells you what they mean. $147 a quarter, and your market goes in the queue the day you join.
Recurring quarterly · Cancel any time · Access runs through the quarter you have paid for
Five federal disclosure sources, in one place, every week.
Most people in this business are working off one of these. The weekly report reads all five together, which is the only way the calendar actually makes sense.
| Source | What it covers | Active loans | Balance | As of |
|---|---|---|---|---|
| Fannie Mae | DUS multifamily, loan and property level | 30,316 | $535B | Jun 2026 |
| Freddie Mac | Multifamily securities investor access | 23,604 | $340B | Apr 2026 |
| CMBS | 371 trusts, every property type | 16,990 | $303B | Aug 2026 |
| HUD / FHA | FHA-insured mortgages, insurance view | 22,999 | $282B | Aug 2026 |
| Ginnie Mae | Securitized FHA pools, security view | 15,538 | $169B | Aug 2026 |
| Multifamily, all five | Deduped to active multifamily loans | 75,053 | $1.13T | Jul 2026 |
The five source rows are not additive. HUD and Ginnie Mae describe the same underlying FHA loans from two different angles, insurance and security, so adding them would count the same building twice. The bottom row is the deduped multifamily universe, which is the number that matters.
Where coverage is strongest and where it is not: multifamily is close to comprehensive, because agency debt is the multifamily debt market. Office, retail and hospitality are the securitized slice, not the universe. I would rather you read that here than catch it in session.
Every figure on this page was pulled from the live databases on August 2, 2026. Nothing here is an estimate, a projection, or a marketing round number.
28,252 multifamily loans. $505 billion. Five years.
This is every active multifamily loan across all five sources, sorted by the year it comes due. The curve does not flatten. It climbs every single year through 2030, and the industry is still working 2026.
Active multifamily loans across Fannie Mae, Freddie Mac, CMBS, HUD/FHA and Ginnie Mae. Universe built July 10, 2026.
Coverage ratios are reported on 24,043 of the 28,252 loans, representing $397.0B. Occupancy is reported on 26,694. Loans that do not disclose are excluded from those counts rather than assumed healthy.
Nobody has called these owners. That is the entire opportunity, and it has a shelf life.
Every property type. Every market you actually work.
The debt side spans 82,823 properties across nine asset classes. The demand side runs on W.A.L.D.O, which analyzes 389 metro markets and 3,230 counties. When you request your market, this is what it gets run through.
What PRO actually is
A weekly Market Dashboard, built by a CCIM instructor, on a different market every week. Charts and tables first, the written read underneath. Yours goes in the queue the day you join.
W.A.L.D.O analysis
Shift-share employment analysis and demand versus supply for the market of the week. Which sectors are gaining and losing jobs, and what that does to absorption.
The maturity wall
Every federally disclosed loan coming due, aggregated by property type and month, with at-risk balances flagged. Thirty-six months forward.
Teardowns and builds
A real asset underwritten CCIM-style each month, plus one AI workflow installed live. Concepts do not underwrite. Systems do.
What arrives, and when
The Market Dashboard
The full market visual: W.A.L.D.O demand read, maturity wall, agency loan picture, charted and tabled, with the summary underneath.
The Dashboard + Teardown
New market, plus one real asset underwritten start to finish, CCIM-style.
The Dashboard + The Build
New market, plus one AI workflow installed. Not described, installed.
The Dashboard + Office Hours
New market, plus live office hours. Not recorded, so bring the question you do not want on tape.
State-of-the-Market recording
The same session Strategic Partnering members attend live on Fridays.
"Will not everyone in my market have the same list?"
No, because PRO does not publish lists.
What you get is market-level: employment shift-share, demand and supply, the maturity wall in aggregate, at-risk balances by property type and month. That is analysis, and analysis does not get less valuable when someone else reads it. My read on a market is worth the same to twenty-five people as to one. A phone number is not.
Property names, owner names, and contacts live in the tool stack, where they are yours alone and priced accordingly.
And if you and another member are both working Dallas, you are both competing against four thousand brokers who have none of this. The edge is not over each other.
Where the line sits
Stated plainly, because finding out in week two is worse than reading it now.
| Free | PRO | Tool stack | |
|---|---|---|---|
| Courses, frameworks, method | Yes | Yes | Yes |
| W.A.L.D.O market summary | No | Yes | Yes |
| Maturity wall and at-risk balances | No | Yes | Yes |
| State-of-the-Market recordings | No | Yes | Yes |
| Named properties and DSCR by asset | No | No | Yes |
| Owner of record | No | No | Yes |
| Skip-traced phone and email | No | No | Yes |
| Run any market, on demand | No | No | Yes |
PRO does not include the Strategic Partnering calls or review of your deals. Those are SP. It does not include Maturr or W.A.L.D.O access. It is the output, not the tools.
Why $147
Maturr is $97 a month on its own. W.A.L.D.O is $197 a month. PRO is $49 a month and I operate both for you, on a new market every week.
This is not a discount on those tools. It is the output, not the access. If you want to run your own markets on demand, with owner names and traced contacts, that is the stack, and it costs more because it should.
The math brokers actually care about. An average multifamily commission runs $25K or more. At $588 a year, one conversation this finds covers about forty years of it.
Who this is for
This is for you if
- You work commercial real estate as a broker, agent, principal, or lender, and you have a market.
- You would rather see a market laid out than scroll another AI tool roundup.
- You want the debt calendar in front of you before your competition finds it.
- You are fine being early. Founding members shape what this becomes.
This is not for you if
- You want property lists and owner phone numbers. That is the tool stack, and it starts higher.
- You want live coaching on your specific deals. That is Strategic Partnering.
- You are looking for AI tool reviews. There is a free room next door with the courses in it, and it is genuinely good.
- You will not open it. Five minutes a week is the whole ask, but it is a weekly one.
Written by a working CCIM, not a course creator.
I am David Monroe, CCIM. I teach CI-102 Advanced Market Analysis for the CCIM Institute. That matters here, because turning raw market data into conviction is literally the class I teach.
I served in the United States Marine Corps before moving into commercial real estate, and the values I picked up there, integrity, loyalty, dependability, are still how I run every deal. Since then I have sourced $560M+ in off-market multifamily across tertiary markets from Louisiana to the Florida Panhandle. I have also lost $1.3M, and I learned more from that than from any deal I have closed.
I built W.A.L.D.O, Maturr, PropTracerPRO and AcquisitionPRO for my own practice first, because the tools did not exist in one place. The weekly read you are buying is the same analysis I run before I decide whether a market is worth my time.
Questions, answered straight
What exactly arrives each week?
One Market Dashboard: W.A.L.D.O shift-share and demand versus supply, the maturity wall with at-risk balances by property type and month, and the agency loan picture from Fannie, Freddie, HUD and Ginnie. It arrives as charts and tables, with the written read underneath so you get the numbers first and the interpretation when you want it. Plus the State-of-the-Market recording. Monthly you also get a deal teardown, a build session, and live office hours.
Will my market get covered?
Request it and it goes on a published queue with a date. One open request per member so nobody hogs the calendar. W.A.L.D.O covers 389 metro markets and 3,230 counties, so the answer is yes unless you are somewhere genuinely remote, and I will tell you that up front if you are.
What data does this actually cover?
Five federal disclosure sources: Fannie Mae DUS, Freddie Mac multifamily, CMBS through SEC filings, HUD/FHA, and Ginnie Mae. Together that is 75,053 active multifamily loans carrying $1.13 trillion, plus every property type on the CMBS side. Multifamily coverage is close to comprehensive, because agency debt is the multifamily debt market. Office, retail and hospitality are the securitized slice, not the universe. I would rather tell you that here than have you catch it in session.
Does this replace CoStar, Yardi or Moody's?
No, and it does not try to. They own the supply side: vacancy, rents, absorption, deliveries. This is the debt calendar and the demand read, which they do not do. Complements, not replacements.
How much time does it take?
Five minutes to scan the Dashboard, twenty if you want the full write-up underneath it. That is the point of building it visually. Everything is archived, and office hours are the only live obligation.
How is this different from Strategic Partnering?
PRO tells you where. Strategic Partnering works on your deals with you, five days a week. Members frequently run both. PRO is not a cheaper SP, it is a different job.
Can I cancel?
Any time, from your account. Access runs through the end of the quarter you have paid for. Nothing is clawed back. The Dashboards you have are yours.
Your market, on the calendar, this week.
$147 a quarter. Founding members lock that price for as long as they stay. It goes up at 100 members.
Join PRO · $147/quarter
$147 today, then $147 every 90 days · Cancel any time · Access runs through the quarter you have paid for
Stay through your first four Dashboards. If it is not what this page said it was, email me and I will refund the quarter.